Security On Internet Essay Research Paper Internet

Security On Internet Essay, Research Paper

Internet has become an essential tool for daily tasks. The options people have

nowadays are limitless: banking, shopping, booking reservations, chatting, and

so on. However, several drawbacks have arisen that are of concern to all of the

internet users. Unfortunately, incidents of auction fraud, the sale of illegal

items, and criminal trespassing are booming in the e-commerce market. The nature

of the Internet and the ease of gaining anonymity on it, has made crime easy and

catching criminals much more difficult. Many cases of fraud have occurred:

people who collect payments from buyers and never ship the goods to them.

.Earlier in the summer, for example, former eBay seller Robert Guest pleaded

guilty to mail fraud. Prosecutors had accused Guest of collecting approximately

$37,000 from bidders for items he never shipped.. 1 Cases like these are a

real drawback for e-commerce. The lack of tangibility has been a major obstacle

in doing transactions online and these cases only serve to destroy the little

confidence that consumers have gained so far. Many people are hesitant to shop

online, for example, and when they hear of fraud cases it only serves to confirm

their initial fears. That is why organizations such as The Better Business

Bureau (BBB) and The Federal Trade Commission (FTC) are educating consumers to

protect themselves. These agencies know that thousands of consumers are taking

advantage of the opportunity to shop from the comfort of their homes via

personal computers. A person can buy anything and avoid crowded malls, long

lines and busy parking lots. Furthermore, the Internet is always open: 7 days a

week, 24 hours a day. In order to actually benefit from online shopping, certain

things must be taken into consideration. The BBB.s Web site contains a section

that offers tips on .What You Need to Know About Cybershopping.. 2 The tips

are the following: . When dealing with a new merchant, ask for its physical

location in order to check its reliability with consumer agencies (i.e. The

BBB). . Determine the company.s refund and return policy before you place an

order. . Never give out your Internet password. When creating a password avoid

using established numbers, such as your house number, birth date, telephone

number or Social Security number. If you are asked to create a new account,

never use the same password you use for other accounts. . Be cautious if you

are asked to provide personal information (i.e. Social Security number or bank

account information). . Look at the .address. of the site, the URL ensures

that you are dealing with the right company. It is good to print out a copy of

your order and confirmation number for your records. . Know your rights. The

same laws that protect you when you shop by phone or mail apply when you shop

online. Under the law, a company must ship your order within the time stated in

its ads. If no time is promised, the company should ship your order within 30

days after receiving it, or give you an .option notice.. . If you decide to

pay by credit card or charge card, your transaction will be protected by the

Fair Credit Billing Act. .Under this law, consumers have the right to dispute

charges under certain circumstances and temporarily withhold payment while the

creditor is investigating them. In the case of unauthorized use of a

consumer.s credit card or charge card, consumers are generally held liable

only for the first $50 in charges.. 3 If you are not comfortable entering your

credit card or charge account number online, call it in to the company.s 800

number or fax it. The FTC also contains a section which offers consumers tips on

online safety. In addition to the ones made by the BBB, The FTC also suggests

that: . Use a secure browser. This is the software that you use to navigate the

Internet. Your browser should comply with industry security standards, such as

Secure Sockets Layer (SSL) or Secure Electronic Transaction (SET). These

standards scramble the purchase information you send over the Internet, ensuring

the security of your transactions. Most computers come with a browser already

installed or you can download one over the Internet for free. . Before signing

up for any service or buying any product, evaluate how the company is securing

your financial and personal information. Many companies explain their security

procedures on their Web site. Other companies give you options on their Web site

as to whether and how your personal information is used. Trespassing and

unsolicited e-mails Another main concern on the Internet is the trespassing.

Bulk e-mails are flooding our systems everyday. The main problem with these

unsolicited e-mails is that most of the times they are scams. The FTC made a

list that highlights the 12 scams that are most likely to arrive via bulk

e-mail. 1

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