Career Oportunities Essay Research Paper Being in

Career Oportunities Essay, Research Paper

Being in a Business Management program has provided me with many carrer oportunities. Whether it is running the family business or managing a multinational firm. This is all made possible by the education which I have received here at Thomas College. I knew that in order to be ready for the workplace I needed to go to college. I hoped that this would provide me with the knowledge I needed to start working at a good salary and to be doing something that I enjoyed. The education has indeed provided me with the nessessary knowledge to be a very competitive member of the workforce. Where I am working (O.Connors GMC), has many employees that have been there much longer than I have. However, I have been offered a starting salary that is greater than what they are earning now. This is because I have been to college and in many cases know more about how to run a division than they do. These are just a few of the vast possibilities out there for me.

SALES MANAGERS design and measure marketing and distribution strategies. They are the driving force behind the sales strategies. .Their work includes the supervision of sales staff and the development of sales programs designed to introduce prospective customers to new products and services. Sales managers are also responsible for reviewing market trends and evaluating sales. Sales management may include the selection and training of the sales staff and the development of a network of dealers who sell a product in the field..(1)

MORTGAGE LOAN OFFICERS deal with prospective home owners. These are people who do or want to own their own homes. Appraisers carefully examine every detail of the building plans and site details. When a firm or business is the borrower, loan officers keep in mind the profit potential of the project. This may help them determine if the loan should go through. The bottom line that they are worried about is wheather the borrower will be able to make the payments.

CREDIT ANALYSTS deal with commercial loans to business and industry. They do credit checks on the business owners themselves, the trends in the industry which they want to venture, the projected future of the company to see if they will be able to pay back their loans, and the potential for growth in the industry. They look at business methods and operations to see if the business is solidly run and looks promising. .To get facts, they talk with banks and other lenders who may have lent money to the loan applicant. They also read and analyze financial statements and compare past and current statements to learn whether the business is sound. If the loan is approved, they may assist with the preparation of the loan notes and other documents..(5)

CREDIT MANAGERS have the final authority to accept or reject any and all credit applications. Before extending credit to businesses, the credit manager reviews detailed financial reports, interviews a representative of the firm, and reviews credit agency reports to see the firm’s record for paying back its debts. If they are new and have none they then look to see what the owners credit history looks like. They are the ones who make the last call on whether a company receives the requested monies or not. They want to make sure the company has strong financial capeabilities to be able to withstand bad times. They do not want the loan to become unpaid or delinquint. .When extending credit to individuals, the credit managers rely on personal interviews, credit bureaus and banks. In large organizations, they may be responsible for establishing a credit policy. Some managers establish office procedure and supervise credit department workers..(3)

EMPLOYMENT COUNSELORS help individuals make the correct career decision. They look at the potential employees abilities such as employment history, skills, what they like to do, what they have been trained to do, how well they follow directions, education and ability to learn. They give advice on what type of jobs to seek, where to seek them, interview techniques, along with many other helpful techniques on getting a quality job.

BANKMANAGERS are responsible for the everyday operations that go on inside their branch of a bank. This includes but is not limited to management of the staff, communication with the main office, dealing with customers, making decisions on transactions that employees under them are not allowed to make, and making any changes within the bank to try and improve the system.

LOAN OFFICERS may authorize or reject an application for credit based on their decision after carefully looking over a loan application. Their decision is based on weather or not they believe the borrowing party will have the financial resources to pay back the loan. They may choose to interview the borrower and contact past creditors to get more information on the borrowing party. Their other duties include but are not limited to; buying loans, purchasing real estate, handle foreclosures, and selling of loans or contracts.

PERSONNEL ASSISTANTS help the personnel manager in filling company employment needs. .They may inform employees of transfers, promotions, or layoffs and handle the related details. They organize and maintain confidential employment files of workers; and they determine necessary requirements for job openings. They also make up work schedules and help employees w